True Car Auto Buying Program True Car Auto Buying Program

Fast easy access to your  money

When you need to check your balance or transfer money, It’s Me 247 is only a click away. Did you know that you can access It’s Me 247 from any of your internet connected devices? Whether you’re out and about or sitting at home, you can login to It’s Me 247 with your smartphone, tablet, or computer.

Simply visit our website at and click on the It’s Me 247 login button to access your account from any of your internet connected devices today!

Home Grown

We know that you value your local community and the cooperative spirit, and that is why you’re a credit union member. Each of our members is an owner of the credit union, and helps guide us to make the best decisions with your money. Our services are designed to assist you the best way we know how, with products like It’s Me 247 Online Banking. Visit our website or give us a call and learn more about how we can serve you today!

Want More Time For What’s Really Important?

Make The Grade


Earl Parker Grant Winners

SMECU would like to Congratulate our 2015 Earl Parker Grant Winners: Christine Russo, Anthony DeNiro, Jahmar Lambert, and Valerie Barfield!! Hover over each photo for a brief description of their plans for the future.

'Christine Russo: Beginning her Freshman Year at the University of Florida, Christine dreams of a world where she is able to work towards improving the quality of life through alternative energy services. While in High School she was President of the Envirothon Club for 2 Years putting her on the path to accomplish her dream.'
'Anthony DeNiro: Entering his Senior year at Florida State University, Anthony is almost ready to graduate with degrees in both Digital Media Production and Economics. During the summer, he studied at UCLA's Film and Television Institute working towards his goal of becoming a major Hollywood Studio executive. We're hoping Anthony becomes the next Steven Spielberg and we can say we knew him when.'
'Jahmar Lambert: A recent graduate of Booker High School, Jahmar begins his Freshman Year as a Presidential Scholar at Baldwin Wallace University with the hope of becoming an Emergency Room Doctor. While attending Booker High School he inspired his peers as a Scholar Leader and mentor through the College for Every Student Program and is a fine example of the programs success,'
'Valerie Barfield: While in High School, Valerie took advantage of the Dual Enrollment Program which allowed her to obtain her LPN in May of 2015. She now continues her studies at the State College of Florida to become a Registered Nurse and ultimately reaching her life long goal of becoming an Advanced Registered Nurse Practitioner.'


Like us on Facebook and keep up to date with current happenings with SMECU! Tune in every Wednesday for Hump Day Trivia.


True Car

If you are looking for a new vehicle SMECU and True Car have partnered up in making your car buying experience 10x easier. It will Save you time and money. Check us out on our web page.

Sarasota Municipal Employees Credit Union's photo.

Extended Hours

Extended hours have arrived!!!  You can call us up to 8 p.m. M-F and 8 a.m – 5 p.m. on Saturday.


CEO Letter to membership 2015

As 2014 ends and 2015 begins, I find myself wondering how many of our members are actually aware of all the great benefits SMECU provides for FREE and why we’ve chosen to do so. So, I decided to ask:


  • We offer FREE identity theft protection on every primary member through a partnership with IDSafeChoice. No matter where or how your identity may have been compromised let us know and IDSafeChoice will assign an advocate to work with you. They don’t just mail you a large package of forms; they actually do the leg work that you don’t have the time to do on your own.
  • We offer a FREE on-line car buying program powered by This program will help you find the car you want, new or used, at a guaranteed price before you ever set foot in the dealer’s showroom.
  • Our FREE on-line banking is extremely user friendly and gives you access to your accounts 24/7 no matter where you may be.
  • Our Bill Pay program is also FREE as long as you pay at least one bill each month. You can set up payments whenever you wish, even in advance with a future pay date or a recurring payment to start and stop on specific dates or after a specified number of payments. To top it all off, researching payments has never been easier.
  • We offer unlimited FREE ATM withdrawals from any 5th 3rd Bank location nationwide as well as five additional FREE withdrawals from any Publix ATM each calendar month.
  • We also offer FREE financial counseling through GreenPath. They can help you understand your credit report, what you would need to be able to purchase a home, work with your creditors to set up a debt management program, help you establish a workable budget and much, much more; all on a confidential basis of course.

These benefits are offered year round because we are a not-for-profit membership organization and we want to take care of our members the best way we know how; financially. It’s also our way of saying thank you for the trust you’ve put in SMECU and for giving us the privilege of serving you in 2014. We look forward to being able to assist you again in 2015.

Mission Statement

The purpose of this Credit Union is to encourage thrift,create sources of credit and provide an oppportunity for its members to use and control their resources.

Notice of Change to the Terms and Conditions of your account with us.

Due to changes in the regulations that govern credit unions or in changes to our services and products, SMECU must update the Terms and Conditions of your account from time to time.  Please click on the following link to read the updated Terms and Conditions of Your Account, presented in a printable PDF format:   Terms and Conditions

ID Safe Choice

How close do you monitor your accounts?  Let ID Safe Choice do it for you. It is inexpensive $1.25 a month and this covers your entire family (kids in college, family member in nursing home, and anyone living at home.) Check out our other Great products we offer!