True Car Auto Buying Program True Car Auto Buying Program

Enroll in EasyPay! for a chance to win a kayak!

Safe and Easy way to receive, pay, and organize your bills online.

Enter the Contest by logging in to It’s Me 247 and clicking “Pay Bills” to enroll!

One (1) Prize Winner will be selected on or about September 7, 2015 by a random drawing from all qualified entries received by a participating credit union between July 1, 2015 and August 31, 2015. You may incur a monthly service fee for EasyPay. See your credit union for complete details, including contest rules, restrictions and alternate method of entry. Void where prohibited by law. Terms and Conditions may apply. No purchase necessary.


Live for today, plan for tomorrow

Life is too short to miss out on the opportunities shown to you today. That is why Sarasota Municipal Emp CU is here to help you live in the moment without missing out on your future. We offer a wide range of products and services to give you the peace of mind that both today and tomorrow you will have the opportunity to make the most out of life. Always remember that Sarasota Municipal Emp CU is only a call or click away from helping make your tomorrow a reality!

Visit to discover how our great rates allow you to play today and save for whatever the future brings!

Find Out How Affordable Life Can Be

The summer is here and it’s time to start enjoying it! As a member of your community, we’re here to help you discover that life at our Credit Union can give you the life you’ve always dreamt about. Ask us today, about how we can help you start saving for that next big purchase or life milestone.

Want More Time For What’s Really Important?


True Car

If you are looking for a new vehicle SMECU and True Car have partnered up in making your car buying experience 10x easier. It will Save you time and money. Check us out on our web page.

Sarasota Municipal Employees Credit Union's photo.

Extended Hours

Extended hours have arrived!!!  You can call us up to 8 p.m. M-F and 8 a.m – 5 p.m. on Saturday.


CEO Letter to membership 2015

As 2014 ends and 2015 begins, I find myself wondering how many of our members are actually aware of all the great benefits SMECU provides for FREE and why we’ve chosen to do so. So, I decided to ask:


  • We offer FREE identity theft protection on every primary member through a partnership with IDSafeChoice. No matter where or how your identity may have been compromised let us know and IDSafeChoice will assign an advocate to work with you. They don’t just mail you a large package of forms; they actually do the leg work that you don’t have the time to do on your own.
  • We offer a FREE on-line car buying program powered by This program will help you find the car you want, new or used, at a guaranteed price before you ever set foot in the dealer’s showroom.
  • Our FREE on-line banking is extremely user friendly and gives you access to your accounts 24/7 no matter where you may be.
  • Our Bill Pay program is also FREE as long as you pay at least one bill each month. You can set up payments whenever you wish, even in advance with a future pay date or a recurring payment to start and stop on specific dates or after a specified number of payments. To top it all off, researching payments has never been easier.
  • We offer unlimited FREE ATM withdrawals from any 5th 3rd Bank location nationwide as well as five additional FREE withdrawals from any Publix ATM each calendar month.
  • We also offer FREE financial counseling through GreenPath. They can help you understand your credit report, what you would need to be able to purchase a home, work with your creditors to set up a debt management program, help you establish a workable budget and much, much more; all on a confidential basis of course.

These benefits are offered year round because we are a not-for-profit membership organization and we want to take care of our members the best way we know how; financially. It’s also our way of saying thank you for the trust you’ve put in SMECU and for giving us the privilege of serving you in 2014. We look forward to being able to assist you again in 2015.

Mission Statement

The purpose of this Credit Union is to encourage thrift,create sources of credit and provide an oppportunity for its members to use and control their resources.

Notice of Change to the Terms and Conditions of your account with us.

Due to changes in the regulations that govern credit unions or in changes to our services and products, SMECU must update the Terms and Conditions of your account from time to time.  Please click on the following link to read the updated Terms and Conditions of Your Account, presented in a printable PDF format:   Terms and Conditions

ID Safe Choice

How close do you monitor your accounts?  Let ID Safe Choice do it for you. It is inexpensive $1.25 a month and this covers your entire family (kids in college, family member in nursing home, and anyone living at home.) Check out our other Great products we offer!

Follow us on Facebook!

Sarasota Municipal Employees Credit Union is now on Facebook!  Let all your friends know you support your Credit Union by “Liking” us today!  Just click on the Facebook button underneath our banner to the right on this site to see our new Facebook page.