True Car Auto Buying Program True Car Auto Buying Program

Where Are You Headed

It’s never too early to start preparing for you kids to head back to school.  The summer is here and we have great loan rates to help you with any of the many financial needs that children bring to a family.  From school clothes to field trips, dorm decoration to books or even studying abroad we can help you reach your goals.

Enroll in EasyPay! for a chance to win a kayak!

Safe and Easy way to receive, pay, and organize your bills online.

Enter the Contest by logging in to It’s Me 247 and clicking “Pay Bills” to enroll!

One (1) Prize Winner will be selected on or about September 7, 2015 by a random drawing from all qualified entries received by a participating credit union between July 1, 2015 and August 31, 2015. You may incur a monthly service fee for EasyPay. See your credit union for complete details, including contest rules, restrictions and alternate method of entry. Void where prohibited by law. Terms and Conditions may apply. No purchase necessary.

 

Want More Time For What’s Really Important?

Make The Grade


News

Facebook

Like us on Facebook and keep up to date with current happenings with SMECU! Tune in every Wednesday for Hump Day Trivia.

Vicky

True Car

If you are looking for a new vehicle SMECU and True Car have partnered up in making your car buying experience 10x easier. It will Save you time and money. Check us out on our web page.

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Extended Hours

Extended hours have arrived!!!  You can call us up to 8 p.m. M-F and 8 a.m – 5 p.m. on Saturday.

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CEO Letter to membership 2015

As 2014 ends and 2015 begins, I find myself wondering how many of our members are actually aware of all the great benefits SMECU provides for FREE and why we’ve chosen to do so. So, I decided to ask:

DID YOU KNOW?

  • We offer FREE identity theft protection on every primary member through a partnership with IDSafeChoice. No matter where or how your identity may have been compromised let us know and IDSafeChoice will assign an advocate to work with you. They don’t just mail you a large package of forms; they actually do the leg work that you don’t have the time to do on your own.
  • We offer a FREE on-line car buying program powered by TrueCar.com. This program will help you find the car you want, new or used, at a guaranteed price before you ever set foot in the dealer’s showroom.
  • Our FREE on-line banking is extremely user friendly and gives you access to your accounts 24/7 no matter where you may be.
  • Our Bill Pay program is also FREE as long as you pay at least one bill each month. You can set up payments whenever you wish, even in advance with a future pay date or a recurring payment to start and stop on specific dates or after a specified number of payments. To top it all off, researching payments has never been easier.
  • We offer unlimited FREE ATM withdrawals from any 5th 3rd Bank location nationwide as well as five additional FREE withdrawals from any Publix ATM each calendar month.
  • We also offer FREE financial counseling through GreenPath. They can help you understand your credit report, what you would need to be able to purchase a home, work with your creditors to set up a debt management program, help you establish a workable budget and much, much more; all on a confidential basis of course.

These benefits are offered year round because we are a not-for-profit membership organization and we want to take care of our members the best way we know how; financially. It’s also our way of saying thank you for the trust you’ve put in SMECU and for giving us the privilege of serving you in 2014. We look forward to being able to assist you again in 2015.

Mission Statement

The purpose of this Credit Union is to encourage thrift,create sources of credit and provide an oppportunity for its members to use and control their resources.

Notice of Change to the Terms and Conditions of your account with us.

Due to changes in the regulations that govern credit unions or in changes to our services and products, SMECU must update the Terms and Conditions of your account from time to time.  Please click on the following link to read the updated Terms and Conditions of Your Account, presented in a printable PDF format:   Terms and Conditions

ID Safe Choice

How close do you monitor your accounts?  Let ID Safe Choice do it for you. It is inexpensive $1.25 a month and this covers your entire family (kids in college, family member in nursing home, and anyone living at home.) Check out our other Great products we offer!