True Car Auto Buying Program True Car Auto Buying Program

Reward Yourself

Sometimes you just need to reward yourself, and there are no limits on how to do that! Whether you’re thinking about taking a vacation, buying a sports car, visiting some friends, buying that RV and traveling across the country, or maybe it’s just buying that new TV, Sarasota Municipal Emp CU has great loan rates for all your needs!

Visit our website at to discover how we can help you reward yourself!

Helping you reach your goals

We know that it is important to set goals for your life and that’s why Sarasota Municipal Emp CU is here to help. There are many expected and unexpected moments in life that require you to dip into the money you’ve set aside, and that’s why Sarasota Municipal Emp CU has developed our products and services to help you more easily plan and prepare for whatever life brings your way. From products to help manage your money to great service when you have a question, we’re here to help you reach your goals!

Visit and find out how we can help you reach your goals today!

E-Statement Contest

18 Months of statements will be available online.

An Email Notification will be sent each month when your statement is ready.

Enter The Contest by enrolling for E-Statements through It’s Me 247 by clicking on “Info Center” then “eStatement Options” and completing the enrollment.

One (1) Prize Winner will be selected on or about June 8, 2015 by a random drawing from all qualied entries received by a participating credit union between April 1, 2015 and May 31, 2015. Eligible members can enter the contest by enrolling for e-Statements through It’s Me 247 by clicking on “Info Center” then “eStatement Options” and completing the enrollment. No purchase necessary. See your credit union for complete details, including contest rules, restrictions and alternate method of entry. Void where prohibited by law.

Want More Time For What’s Really Important?


True Car

If you are looking for a new vehicle SMECU and True Car have partnered up in making your car buying experience 10x easier. It will Save you time and money. Check us out on our web page.

Sarasota Municipal Employees Credit Union's photo.

Extended Hours

Extended hours have arrived!!!  You can call us up to 8 p.m. M-F and 8 a.m – 5 p.m. on Saturday.


CEO Letter to membership 2015

As 2014 ends and 2015 begins, I find myself wondering how many of our members are actually aware of all the great benefits SMECU provides for FREE and why we’ve chosen to do so. So, I decided to ask:


  • We offer FREE identity theft protection on every primary member through a partnership with IDSafeChoice. No matter where or how your identity may have been compromised let us know and IDSafeChoice will assign an advocate to work with you. They don’t just mail you a large package of forms; they actually do the leg work that you don’t have the time to do on your own.
  • We offer a FREE on-line car buying program powered by This program will help you find the car you want, new or used, at a guaranteed price before you ever set foot in the dealer’s showroom.
  • Our FREE on-line banking is extremely user friendly and gives you access to your accounts 24/7 no matter where you may be.
  • Our Bill Pay program is also FREE as long as you pay at least one bill each month. You can set up payments whenever you wish, even in advance with a future pay date or a recurring payment to start and stop on specific dates or after a specified number of payments. To top it all off, researching payments has never been easier.
  • We offer unlimited FREE ATM withdrawals from any 5th 3rd Bank location nationwide as well as five additional FREE withdrawals from any Publix ATM each calendar month.
  • We also offer FREE financial counseling through GreenPath. They can help you understand your credit report, what you would need to be able to purchase a home, work with your creditors to set up a debt management program, help you establish a workable budget and much, much more; all on a confidential basis of course.

These benefits are offered year round because we are a not-for-profit membership organization and we want to take care of our members the best way we know how; financially. It’s also our way of saying thank you for the trust you’ve put in SMECU and for giving us the privilege of serving you in 2014. We look forward to being able to assist you again in 2015.

Mission Statement

The purpose of this Credit Union is to encourage thrift,create sources of credit and provide an oppportunity for its members to use and control their resources.

Notice of Change to the Terms and Conditions of your account with us.

Due to changes in the regulations that govern credit unions or in changes to our services and products, SMECU must update the Terms and Conditions of your account from time to time.  Please click on the following link to read the updated Terms and Conditions of Your Account, presented in a printable PDF format:   Terms and Conditions

ID Safe Choice

How close do you monitor your accounts?  Let ID Safe Choice do it for you. It is inexpensive $1.25 a month and this covers your entire family (kids in college, family member in nursing home, and anyone living at home.) Check out our other Great products we offer!

Follow us on Facebook!

Sarasota Municipal Employees Credit Union is now on Facebook!  Let all your friends know you support your Credit Union by “Liking” us today!  Just click on the Facebook button underneath our banner to the right on this site to see our new Facebook page.