Fee Schedule

Effective January 1, 2012

Checking
Overdraft Priviledge / Courtesy Pay Program $29.00 Per Item
NSF Checks$29.00 each
Stop Payments$29.00 each
Copy of Cancelled Check$2.75 each
Temporary Checks - New Accounts8 Checks FREE
Temporary Checks - Additional Checks$0.25 Per Check
ATM System
First CardFREE
Replacements$5.00 each
Publix, Cirrus, & Pulse ATM Transactions5 FREE per month, $1.00 each thereafter
FifthThird / SMECU ATM TransactionsFREE
Debit & Credit Cards
First CardFREE
Replacements$5.00 each
Miscellaneous
Membership Fee$5.00 (one-time)
Check Cashing Fee$5.00 per item. Fee waived if savings aggregate account balances is $250.00 or more or aggregate loan balances total $1,000.00 or more.
Early Acct. Closure$10.00
IRA Annual Fee$15.00
Outgoing Wire - Domestic$20.00 ea
Outgoing Wire - Foreign$40.00 ea
Incoming Wires$5.00 ea
Tax Levy$25.00 ea
Garnishments$25.00 ea
Deposited Items Returned$15.00 ea
Account Research & Reconciliation$15.00 per hour or any part thereof
Dormant Fee (after 12 months)$3.00 per month
Invalid Address$2.00 per piece returned mail
History Copies$2.00 per page
Statement Copies$5.00 ea
Cashier's Checks$2.00 ea
Money Orders$1.00 ea
Loans
Late Fees$30.00 on the 10th day after due date
Refinance existing SMECU loan less than 6 month more than 6 month.$50.00 - $100.00
Extension/Skip a payment$25.00 per loan
On - Line Banking / Bill Pay
It's Me 247 On - Line Banking
Always FREE
Inactive Bill Pay$4.95 per month

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